Qzce Bridgewater College football coach Michael Clark to retire following spring 2021 season
漏 Jirapong 鈥?stock.adobe Starting your home-buying journey can be exciting, but even the first critical step of the process can have you questioning how to start financing a home purchase. If youre thinking of applying for a qualified or traditional home mortgage and have a W-2 job as your source of income, then the process seems to be pretty easy.However, if youre a business owner, contractor, or freel stanley cup ancer of a 1099 employee, then getting a qualified loan may be hard for you, a stanley cup nd youll need to use Non QM home loans because the majority of the insurance companies consider these types of employment as self-employment.For self-employed people who are struggling to obtain home financing, non-qualified mortgages or non-QM home loans are greatly helpful.Unfortunately, the majority of people are not aware of what non-QM loans are and their benefits. Keeping that in mind, weve prepared a full guide covering the benefits of non-QM home loans and why it might be right for you.What exactly are non-QM home loans A non-QM loan is any mortgage that doesnt meet the established r stanley cup equirements of a qualified mortgage. Borrowers who have variable or lump-sum incomes or who are self-employed as businessmen, freelancers, contractors, service employees, pensioners, actors, writers, musicians, and others, will benefit from these non-traditional loans.There are some benefits to working with a non-QM lender, like nonqmhomeloans. Because they offer more flexibility in granting approval to certain Fhlu Eastern Mennonite University confers nearly 500 degrees at 99th Commencement
Item by Chris GrahamThe 1925 silent-movie classic The Phantom of the Opera will be presented as part of a silent-movie concert at The Strasburg Theater on Saturday and every Saturday this month.Starship Ed hosts the concert 鈥?which features a new improvisational score performed live by MIR.Movie time is 2 p.m. on Saturday. Admission is $5 for adults and $3 for seniors and children 12 and under.The Strasburg Theater is located at 151 W. King St. in Strasburg.Info: 540.465.1777. Share this page Share Facebook stanley quencher Twitter Linkedin Telegram E-mail ContributorsContributorsHave a guest column, letter to the editor, story stanley cup uk idea or a news tip Email editor Chris Graham at
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漏 ILYA AKINSHIN 鈥?stock.adobe Staying safe requires that cleanliness and sanitation occur on a regular basis. Slowing down the spread of the virus requires that everyone work together stanley kaffeebecher and do their part to sanitize both public and private spaces. In this article, we discuss cleaning and sanitation during Covid and the most effective methods to slow the spread of the virus.Personal hygiene firstPublic health officials agree that the most important thing you can do to protect yourself and others is to wear your mask and wash your hands regularly. Using warm water and soap to clean off any contaminants throughout the day is critical to slow the spread. When you dont have the ability to wash your hands, use hand sanitizer to kill off any contaminants as you go about your day. Its best to keep a travel-sized bottle with you at all times. You will want to follow the correct protocols for wearing a mask, depending on the type of mask you choose. There is cont stanley cup roversy over which masks are the most effective, but from a general standpoint, make sure you replace your disposable masks with new ones intermittently. It would be best if you did not go more than eight hours wearing the same disposable mask. You will also want to replace your cloth masks with new ones periodically, as some research suggests that washing your masks in the washer and dryer can still damage the prote vaso stanley ctive properties that keep you safe.Use professional cleanersProfessional house cleaners know the most effective w Ktty Augusta Health celebrates Heart Month
The writing was almost on the wall when the bus drove out of Harrisonburg. The聽EMU soccer women left three regular players home from Wednesdays road game at Ferrum, and the loss of personnel was tough to overcome. A stomach bug knocked out Laura Rittenhouse Harrisonburg, Va./Eastern Mennonite and Shaylla Oswald Broadway, Va./Broadway , who had accounted for 67% of the Royals goals entering the game, as well as Emily Young Fredericksburg, Va./Massaponax , who is splitting time in goal, putting a big chal vaso stanley lenge in front of the remainder of the team.Still, Eastern Mennonite kept up with a talented Ferrum squad in the first half. The Panthers pounced quickly with a goal just 1:07 in. But the Royals struck back 11 minutes later, when junior Amanda Williams Millsboro, Del./Delmarva Christian assisted Ariel Barbosa Baltimore, Md./Towson on her first career goal.With temperatures in the low 90s, the shortened bench caught up with the women in the second half. Ferrum scored in the 48th to go back up by one. The defense did a go vaso stanley od job of holding off their hosts from more, but the offense didnt attempt a shot in the frame. A later Panther header made the final 3-1 margin.Barbosa and Rachel Sturm Denton, Md./North Caroline attempted EMUs only shots. Leah Wenger Harrisonburg, Va./Eastern Mennonite made seven saves defending the net.The Royals now get a fortuitous b stanley uk reak in their schedule, with a full week before their next game at Emory Henry next Wednesday. Due to the ODACs n
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By Rebecca J. BarnabiFor Augusta Free PressEllen Morris. Photo courtesy Shenandoah Valley Animal Services Center.Ellen Morris is the artist behind the mural at the Shenandoah Valley Animal Services Center in Lyndhurst.Morris, who holds a bachelors degree in studio art from Bridgewater College, painted the 70-by-8-foot mural as part of her thesis to earn her masters degree in fine arts from Radford University. I wanted to create a large 鈥?family of animals to represent the loveable nature of shelter animals, Morris, 29, said. Theyve had a rough life, but, if you give them the love they need, theyre going to give it right back. She painted the mural between May and November 2021 as representations of some of the animals in the shelter. The mural serves as a fundraising and awareness campaign for her thesis. This was her second mural. Her first mural she painted was 21 by 16 feet in downtown Blacksburg during the summer of 2020 after winning a design contest. I love working big. I love the movement you have to do when painting stanley becher that big, she said.Morris was born in Waynesboro, grew up in Stuarts Draft and lives in Waynesboro now. Her mother is a local middle school art teacher.Photo courtesy Shena stanley cup ndoah Valley Animal Services Center. Art runs in my family, Morris said. She added that she is lucky to have a moth stanley tumbler er who was supportive in that. Her love for animals and nonprofits made painting the mural at SVASC a natural choice.After college, Morris worked as a graphic designer Wwfn Virginia banks: Open for business through COVID-19
Seniors remain among the groups most at risk of falling prey to investment fraud.聽 Virginia securities regulators warn seniors to remain vigilant when looking for places to park their hard-earned money.Low interest rates and rising costs for medical insurance, prescription drugs and basic living expenses continue to put a financial s vaso stanley queeze on seniors and others living on fixed incomes, said聽Ron Thomas stanley termos , director of the State Corporation Commissions Division of Securities and Retail Franchising.聽This creates opportunities for con artists touting fraudulent financial schemes.聽 Their products and pitches sound tempting to many seniors who have watched their retirement accounts dwindle, Thomas said.A recent survey of state, provincial and territorial securities regulators, conducted by the North American Securities Administrators Association NASAA , suggests that more needs to be done to protect seniors from financial fraud.聽 The survey showed that while awareness regarding investment fraud against seniors is increasing, the fraud itself is not decreasing.聽 Among the tools securities regulators are using to protect seniors from financial exploitation are outreach, education, enforcement and stronger legislation.Results of the NASAA survey indicate that most cases of fraud against seniors go undetected until it is too late to prevent serious problems.聽 The survey also suggests the need for greater efforts on the part of broker-dealers and investment stanley kubek advisors to protect seniors f
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23 UVA 3-1 split action in a pair of duals on Saturday, shutting out LIU 1-4 before falling in the afternoon finale against No. 8 Arizona State 1-0 at the Journeym stanley cup en Duals.The Cavaliers defeated the Sharks of LIU by a score of 49-0 in the first stanley quencher dual before falling 27-12 to the eighth-ranked Sun Devils.Junior Jay Aiello Chantilly, Va. , freshman Justin McCoy New Paris, Pa. and sophomore Denton Spencer Waverly, Ga. went undefeated on the day to help lead the Cavaliers in competition. As part of their day, both Spencer and McCoy picked up wins over nationally-ranked opponents in the dual with the Sun Devils as Spencer pinned No. 17 Josh Maruca before McCoy follo stanley website wed it up with a decision over No. 17 Jacori Teemer. Im proud of our guys, said Virginia head coach Steve Garland. Obviously, we wanted to win that last match, but we saw some really good things in that dual. Denton Spencer and Justin McCoy both knocked off nationally-ranked guys and Quinn Miller was really close to knocking off a top-three opponent. Louie Hayes and Brian Courtney were right there down to the wire. We need to tighten up some things, but our kids believe in each other and believe in themselves, so that is a scary combination. God willing, we will continue to grow and improve. I really like this team, though. In the first dual against LIU, Virginia won all 10 weight classes, including six of them by fall on the way to the sweep.Patrick McCormick Poquoson, Va. started things off wit Ixpk Virginia State Police investigating a crash involving a 10-year-old driver in Goochland County
YouTube stuntman Roman Atwood created a prank video where he drives a fast car into a pile of 66,000 toilet paper tubes 鈥?the amount Americans throw away every two minutes 鈥?to raise stanley quencher uk awareness for Scotts tube-free toilet paper.Dear EarthTalk: Does the Scott brands tube-free toilet paper really save much paper or is it just another form of corporate greenwashing 鈥?Matt Potamkin, Milwaukee, WIDitching the cardboard tube in the middle of the toilet paper roll is definitely a step in the right direction for Scott, the paper company owned by multinational conglomerate Kimberly-Clark, as it tries to do what it can for the planet while still providing the products its customers have come to depend on.According to Scott, Americans currently discard some 17 billion cardboard toilet paper tubes every year鈥攅nough to fill the Empire State Building twice over. Meanwhile, RecycleBank, a company that works with municipalities to reward consumers for increasing recycling, reports that most of these cardboard tubes鈥攕ome 160 million pounds worth every year鈥攅nd up in landfills even though they cou stanley cup ld easily be re stanley cup kaufen cycled or even turned into compost if thrown into the yard waste bin instead of the regular trash .It is ironic that Scott, the company that first introduced the cardboard core to toilet paper rolls back in 1890, is the first modern-day manufacturer to go without it. But dont worry about toilet paper tubes going away completely anytime soon. Scott is the only major manufacturer offeri
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Boston College already had your attention after the Eagles, down its two best players, knocked off Virginia in Chestnut Hill back in January.That one wasnt a fluke. BC 13-13, 7-8 ACC has already posted a season sweep of Virginia Tech, took Duke into the final two minutes and just notched a win on Sunday night against NCAA Tournament aspirant N.C. State.And: they have those two guys that missed the first game in Chestnut Hill back.Getting to know: Boston CollegeDerryck Thornton 13.1 ppg, 38.3% FG, 23.9% 3FG isnt the most efficient point guard out there. The senior is a high-volume shooter who doesnt shoot it well and a playmaker who barely averages more assists 3.6 than turnovers 3.4 .But when hes good, hes good 鈥?as he was stanley us in the win over the Wolfpack, in which he put up 22 with five assists and just two turnovers in 39 minutes.Thornton will get into the paint 鈥?33.1 percent of his shot attempts have been at the rim, per Hoop-Math 鈥?and get to the line.The 22-point effort in stanley thermobecher the stanley quencher win over State had him going 11-of-11 at the stripe.His backcourt mate is 63 freshman Jay Heath 12.6 ppg, 42.1% FG, 37.8% 3FG , who you may remember scoring 17 points on 6-of-8 shooting in the Eagles win over UVA back on Jan. 7.The other guy who missed that game, 611 senior Nik Popovic 10.5 ppg, 5.2 rebs/g, 45.4% FG, 31.4% 3FG is really just getting his legs back under him after missing nine games with a back injury.Popovic had 14 points and eight rebounds in 32 minutes in BCs win over N.C Dare Suffolk University/USA Today Poll: Russian election meddling a concern
The Governors Commission on Government Reform and Restructuring presented its Interim Report to Gov. Bob McDonnell Friday for his review.The report includes 107 proposals, including the privatization of the Virginia Department of Alcoholic Beverage Control, initiating a four-day, 10-hour-a-day work week for many state employees, improving inventory practices for all state real property assets, and changing the budget cycle so that a future governor adopts their first biennial budget in the first year of office and second budget in their third year of office. The Commission was established by Executive Order 2, which was signed by the Governor immediately after taking the oath of office on January 16, 2010. The findings and recommendations reflect a detailed review of current systems and processes in select areas of state government. I look forward to reviewing the Commissions recommendations in greater detail over the coming weeks to determine which ones will be advocated for administrative implemen stanley termos tation or legislative action. Taxpayers should be pleased that Virginia state government is enthusiastically continuing to innovate, save money, be smarter and more transparent, McDonnell said in a statement.The Interim Rep stanley mug ort can be viewed here: http://reform.virginia.gov/docs/InterimReport/GovtRefRestruct-InterimReport.pdf.聽聽Edited by Chris Graham. Chris can be reached at
