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Today in B2B payments, TradeFlow discusses responsible trade finance, and Tipalti makes a procu stanley usa rement acquisition. Plus, Tranglo talks cross border corporate payments, MYOB plans an invoice finance offering, and DocuPhase announces a takeover.Trade Finance Searches For A New Way ForwardConnecting Corporates To A Correspondent Banking AlternativeWhen stanley france it comes to cross-border payments, corporates don ;t necessarily need to know how the money moves from point A to point B, but they do need transparency, speed and security. Tranglo CEO Jacky Lee explores the alternatives to the correspondent banking system that can meet those demands.Tipalti Buys Procurement Tech Firm ApproveMYOB Invoice Financing Plans Undeterred By Greensill CollapseAs聽MYOB聽gets ready to grow into invoice financing for small firms, CEO聽Greg Ellis聽contends t stanley ca hat the technology firm is not discouraged from Greensill Capitals downfall,聽The Sydney Morning Herald reported Sunday April 11 . Invoice financing to us is just one execution of managing cash, Ellis said, as per the newspaper. He noted that invoicing financing is something that MYOB definitely will be in, and well be in before the end of the calendar year. DocuPhase Buys Clearwater For B2B Payment Processing BoostDocuPhase聽has completed its acquisition of Dallas-based cloud-based electronic payment solution聽Clearwater Payments, according to a聽press release on Monday April 12 . Clearwater Payments reportedly processes millions of B2C and B2B payment Sgbc Will New Perks at Walmart+ Boost Non-Grocery Buying
Airlines often face a common dilemma when it comes to some of their routes: How do they fill empty s gourde stanley eats and ensure their flights are fully booked Rama聽Poola came to a possible solution after flying around the world and noticing that flights arent always sold out. He created a subscription service called SkyHi that provides flyers with access to deals on routes that arent at capacity. There are a lot聽of empty planes, the聽SkyHi CEO told PYMNTS,
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Spotify said it doesnt want music fans to have to wait for new artist merchandise.The streaming audio platform聽ann stanley cup ounced聽Monday Oct. 16 that it wa stanley ca s adding a dedicated Merch Hub to its app to make stanley uk it easier for listeners to browse and shop for productions from their favorite artists. Sporting merch from your favorite artists is a vital part of music culture, and our new Merch hub provides personalized merch recommendations based on your listening habits, the company said in its announcement.Before this, Spotify made artist merchandise available from individual artist profiles, the Now Playing view, and release pages.聽 Instead of having to browse artist by artist, this update makes it easier than ever to access all artist merch in one place, the company said. From the hub, you can browse, click on available items to learn more, and then purchase through the artists Spotify store, powered by Shopify. The announcement comes weeks after reports that Netflix was聽making show merchandise available聽as that programming was being developed, making promos and purchasing available from the shows launch.As PYMNTS wrote, its an example of the way platforms are realizing the cross-selling potential of digital/physical commerce and content mashups. PYMNTS Intelligence finds that a substantial number of consumers are using social media platforms to buy everything from clothing to pet-related products, with聽28% of consumers聽saying they transact on social media because it allows them to Nbat LendingClub s Digital Bank Deposits Soar 80% as Interest Rates Rise
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Consumer expectations around shopping are changing, with higher demand for personalized, artificial intelligence AI -driven experiences that offer convenience, customization and efficiency.A PYMNTS Intelligence report, Getting to Know You: How AI Is Shaping the Future of Shopping, explores how retailers are responding by integrating AI into every stage of the customer journey, from personalized recommendations to virtual try-ons and voice commerce. This evolution goes beyond adopting new technologies; its about developing strategies that build customer loyalty and drive sales growth.The Growing Demand for AI-Powered ShoppingThe demand for AI-driven shopping experiences is growing, with 51% of consumers expressing interest in AI features. This demand is strongest among higher-income and younger shoppers. Among those earning more than stanley quencher $100,000 annually, 59% are interested in AI-powered retail, compared to just 40% of consumers making less than $50,000. Additionally, younger generations are leading the charge, with 73% of Gen Z and stanley romania 74% of zillennials seeking AI-enhanced shopping journeys.This growing interest is driving retailers to integrate stanley canada AI into their offerings. Companies like Walmart and Best Buy are enhancing search functions and adding AI-powered features, such as smarter tracking for online purchases. As these technologies continue to evolve, AI is becoming an expectation rather than a novelty for consumers.Personalization Is the Key to EngagementPersonalized shoppin Fmge European Commission Focuses On E-Commerce; Driving Digital Activity
Sears Holding Corp. stanley cup is taking a dual approach to margin repair, shuttering 104 more stores and also selling its Craftsman tool stanley quencher s unit, a top brand for the company.As reported via chainstoreage, the retailer is selling Craftsman to Stanley Black Decker for about $900 million, which takes into account royalty payments. Sears will continue to sell the tools und stanley quencher er that brand. Craftsman had been marketed for sale beginning several months ago, said the chainstoreage.In reference to the store closings, of that 104-store tally, 78 will be Kmart and the remainder will be Sears stores over the next several months. Those closings come on top of an announcement late last month that the company would close 30 Kmart and 16 Sears locations. After all of those locations go dark, the total portfolio would be a little less than 1,500 stores, off 60 percent from six years go.Under the terms of the Craftsman agreement, the tools will be sourced from existing suppliers, with sales through existing channels. The agreement exists as a perpetual license from Stanley BlackDecker. The agreement is royalty free through the first 15 years. Roughly 10 percent of the Craftsman branded items are sold outside of Sears.
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Joseph LaForte, of short-term capital provider Par Funding, said this week that his com stanley cup pany will be providing a new product to help small- to medium-sized businesses SMBs with cash flow issues, according to a press release.The product will ensure that SMBs are able to get access to working capital in the shortest possible time and in the most convenient way, the release states.Under Par Fundings program, titled No Document, SMBs wont have to go through time-consuming processes, such as collecting documents or undergoing rigorous credit checks. According to Par Funding, the program will deliver funds as quickly as within one business day.SMBs often face pr stanley germany oblems, such as cash flow hurdles, even in a strong economy, the release states. That issue becomes even more dire for SMBs that already struggle with resources. Par Fundings aim is to reduce obstacles to funding, such as slow or impeded access to cash flow.In addition to the quickness of delivery, Par Fundings No Document service saves companies time from going through inspections that dont do much aside from taking up time that could otherwise be used on work. The No Document product will ensure that red tape and bureaucracy are cut out a stanley quencher s much as possible, the release states.No Document is limited to short-term deals and is based on estimated cash flows. The product is open to SMBs that have other factors on their books.Bringing payments and payroll operations into the modern age has proved a challenge for businesses i Dvhc Fashion Retailers Lean On Heavy Discounts
Blockchain ability to disrupt the financial world may be coming sooner rather than later.At least that the case if a report from TABB Research comes to fruition. New research from the firm suggests that blockchain adoption by capital markets is no longer a hypothetical. Instead, it a matter of when it stanley website will happen. That the focus of its new research titled: Blockchain Technology: Pushing the Envelope In FinTech.By adopting the blockchain distributed ledger technology, the capital market ecosystem has the potential to open new markets to generate revenue boosters, the research suggests.Shagun Bali, the TABB research analyst who wrote the report, said that the blockchain is a highly scalable, secure technology that can change how electronic transactions in capital markets are tracked, cleared and settled. The blockchain landscape and evolving ecosystem present a unique opportunity and a fundamental foundational element for additional innovation in financial markets, Bali said. However, further due diligence for defining industry standards with regards to settlement, counterpart and other transactional risks involved are critical. As blockchain gains greater mainstream adoption, a strong regulatory framework will be necessary to maintain a balance between security and future mass-market blockchain scal stanley cup ability, a critical industry challenge that lies a stanley france head. Bali calls for the adoption of the technology to occur over the
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CVS Health said its digital first strategy is driving increases in i stanley us ts online customer base and visits to its MinuteClinic as the nations largest retail pharmacy chain repositions itself as a community health destination.The comments come as the Rhode Island-based company reported second-quarter earnings聽results Wednesday Aug. 3 which showed its online user had grown to more than 45 million digital customers for the three months ending June 30. Our technology forward, digital first approach is reducing complexity for our customers and creating new digital health solutions that are convenient, CVS Health CEO Karen Lynch said on the companys conference call, noting the addition of 1.5 million new dot-com customers in Q2. This increase is driven by our omnichannel pharmacy strategy focused on simplifying how consumers fill and receive prescriptions stanley cup , Lynch added, pointing out that over 60% of new digital users came from its specialty mail order or retail pharmacies.聽From in-Store to DashboardLynch also told analysts that CVS was expanding its digital health services to deepen engagement and personalization, a shift that saw a 20% increase in users over the past 90 days in users of the individualized health dashboard that it launched in Q1. Nearly 4.8 mi stanley termoska llion customers engage with us every day as CVS locations, making us a powerful community health destination, Lynch said, noting the companys plans to continue advancing its care delivery capabilities.Lynch said traffic at Nmdf Bigcommerce Connects Online Retailers To Alibaba s Suppliers
Expanding its Prime Now grocery delivery service, Amazon is bringing the offering to more customers on the East Coast. The retailer, which delivers Whole Foods Market orders through the service, added areas of New York City along with three cities in Florida to the platform, CNBC reported. Weve been delighted with the customer response to delivery in as little as an hour through Prime Now, and were excited to bring the service to our customers in聽Fort Lauderdale,聽Miami,聽Palm Beach,聽Long Island聽and New York City, Whole Foods Market聽Executive Vice President of Operations Christina Minardi said in an announcement. Todays announcement is another way that we are continuing to expand access to our high-quality products and loca stanley termohrnek lly-sourced favorites. At the same time, Florida and New York are competitive markets for grocery: In New York, for example,聽Walma stanley cup rts Jet is starting to market same-day grocery delivery in New York. And, while Publix has long dominated the grocery market in Florida, grocers such as Lucky Market and Sprouts Farmers Market are starting to open.The news comes after Denver,聽Sacramento聽and聽San Diego joined the Prime Now lineup in April. The聽Prime Now聽platform allows Prime members to shop a few thousand items, ranging from produce, bakery, dairy, meat and seafood to floral and everyday staples. A selection of alcohol is also available for delivery to customers in聽Sacramento聽and聽San Diego.Customers who can handle a two-hour window ge stanley termoska t their goods shipped f
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