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The business-to-business B2B marketplace has, through the past few years, been getting a digital makeover.And the emergence of platform mod stanley cup els, with payments and financing embedded into the platforms themselves 鈥?cha stanley uk nging the dynamics between buyers and suppliers 鈥?has been attracting investor kubki stanley interest and dollars.Seed and Early-Stage Funding聽As reported in recent weeks,聽Propense.ai said that it has raised $3 million in its first round of seed funding. The company leverages artificial intelligence AI to streamline the sales experience for accounting and legal professionals by providing them with what it terms highly probable cross-selling recommendations for existing customers in order to maximize revenue opportunities. Part of the funding, the company said, will be allocated towards research in the legal market, with plans to launch Propense.ai to the public next year.Elsewhere,聽as detailed here, Go Autonomous said earlier this year that it had raised $10.3 million in Series A funding. The companys platform also uses AI to modernize B2B efforts, is operational in Europe, and is targeting an eventual U.S. launch. The company said its software-as-a-service SaaS solution identifies the intent of emails arriving in an inbox, extracts and structures the necessary information, and connects it into enterprise systems in real time, enabling end-to-end automation of quotes and orders. Embedding Payments聽Its no surprise that the financial interactions 鈥?given the fact that ab Pdxj GoDaddy to Settle FTC Charges of Unreasonable Security Practices
When Dutch聽entrepreneur Teun van den Dries started GeoPhy, an artificial intelligence AI -driven service that performs real estate stanley cup valuations, there was nothing like it on the market.聽When he went to buy a house, Bloomberg reported, the appraiser he used simply asked him how much he thought it should cost.That led him to realize the potential market for his kubki stanley company, which he started in 2014. On Thursday Jan. 24 , he announced that GeoPhy raised $33 million in a Series B funding round. The round was led by Index Ventures, which has backed companies like Deliveroo and Slack. Hearst Ventures and Inkef Capital also participated in the round. Essentially, in all other industries, there is no real equivalent where this stanley cup much money trades hands with this little information, van den Dries said.GeoPhy works to calculate property values by gathering thousands of data points from satellites, sales info, property records, crime rates and even proximity to coffee shops. Currently, it focuses on commercial real estate, but intends to expand into the residential market soon. Whats more, GeoPhy can help ratings services, financial institutions and companies like Fannie Mae to give a better picture of commercial properties, so they can offer better and more accurate lending models.聽Aaron Perlis, executive vice president and chief technology officer at commercial real estate finance company Walker Dunlop, said the service is good because its objective. What we have now is a very subjec
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British grocery giant Tesco is trying out a new, more frictionless type of self-service kiosk, as grocers around the world are trying new ways to save on cashier labor and boost store efficiency.The United Kingdom grocer announced Thursday Nov. 23 that it is adding scan-free kiosks to its Tesco Fulham Reach Express store. Consumers walk up to these devices, which will show a list of all the items they have picked. The shopper can then review the list and pay without having to scan each product. We are constantly searching for the perfect formula to make the shopping trip as seamless and convenient as possible, Tesco Head of Store Customer Experience Sarah Quiggin said in a statement. We will be watching closely to see how customers react to this potential new option of having a list of their shopping presented to them automatically. The move marks the l stanley hrnek atest in ongoing efforts by grocers around the world to find new, more cost-effective and consumer-friendly self-service technologies in stanley usa an effort to save stanley de on labor and boost store efficiency. Smart shopping carts, for one, are becoming increasingly common throughout the industry.Earlier this month, for instance,聽A2Z Smart Technologies Corps聽flagship smart cart product,聽Cust2Mate聽 announced a partnership with French grocery giant Carrefour to supply 2,000 carts, expected to arrive in the first half of next year. Days earlier, back stateside, Geisslers Supermarkets, an IGA retailer with locations in Connecticut and Massachuse Ehje Report: Getir to Raise $500 Million in Funding Round
Just days ago,聽the public got its first look at Pinterest Buy Button. And yesterday June 2 , Pinterest introduced the concept of Buyable Pins 鈥?which will turn the site shoppable.This week MIT EmTech Digital conference has paved the way for the world to better understand how consumers will be able to buy on Pinterest, which will include the Buy Button and Buyable Pins.聽 stanley website Initial reports on the Pinterest buying experience in聽Re/code in February indicated that the social media firms payments play would essentially stay in that model by using a Buy Button to pass traffic on to external retailer sites and apps where users would complete purchases.And yesterday at an event held at it stanley cup s headquarters in San kubki stanley Francisco, Pinterest introduced聽its latest concept that will launch later in June. According to TechCrunch report from the event, Pinterest has pulled in Stripe for payments, but is also working with Braintree and Apple for payment options that help avoid Pinterest having to have access to payment card details. Buyable Pins will come at not charge for both buyers and merchants. This means users can pay with regular credit cards, as well as Apple Pay. Right now since everyone uses their phone, but its still a pain to buy things, Pinterest CEO Ben Silbermann said at the event. There are fiddly menus, you have to squint to see the images. Pinterest is currently working with retail partners to bulk up its Buyable Pins, helping the site ad
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Shopify has rolled out several new updates to its shopping platform, including reducing the developer revenue share to 0 percent for the first $1 million the companies earn annually, a press release says.That a decrease from the 20 percent developers had to pay before, and will go into effect as of August 1.The other changes include adding more customization options to the stores so that merchants can showcase brands in new ways and integrate apps, adding Theme Stores and developer tools.Another update is the introduction of Payments Platform, a way to integrate third-party payment gateways into the checkout process. This increased flexibility for customers is designed to increase sales for merchants.There also the effort Shopify has made to get its GraphQL Storefront API expanded across the world, with the release saying the company has expanded hosting regions to every continent, which will allow for faster response time stanley usa s.And the release says there will be a new feature called Hydrogen, which will let developers make custom storefronts. There also Oxygen, which stanley canada will be the hosting platform for custom storefronts.Shopify has also added new support for Metafields, allowing merchants to add their own attributes to things such as stanley borraccia products or product variants 鈥?and the company plans to add more options for customers and orders later in the year.Shopify will also be adding custom content features, letting merchants store content of any format in Shopif Fehr PCI Kills Retail Holiday Rush
Just seven years after going private, BJs Wholesale Club has filed for an initial public offering IPO , The Wall Street Journal聽 WSJ reported. The deal could value the Westborough, Massachusetts-based, membership-only warehouse chain somewhere between $2 billion and $3 billion.When private equity partners Leonard Green Partners and CVC Capital Partners took the stanley mug company private in September 2011, the deal was worth almost $3 billion. They have since paid themselves a number of dividends. The partners reportedly expect to raise a minimum of $400 million with the IPO 鈥? more than they we stanley kubek re offered by other private equity firms that were interested in buying.CEO Christopher Baldwin will serve as chairman of the company following the resignation of former CEO and then non-executive chairman Laura Sen in March.In the filing listed on Thursday May 17 , BJs said it could sell $100 million worth of shares, but this number is likely to be updated as the IPO moves forward. With 215 locations across 1 stanley website 6 eastern U.S. states, BJs saw $12.75 billion in annual sales and drummed up profits of more than $50 million in its fiscal year ending in February. It collected membership fees from 5 million members at a renewal rate of 86 percent last year. At $55 per year, membership fees totaled $259 million last year.BJs private equity-backed IPO listing is an unusual move at this time, noted WSJ. Retail IPOs, in general, have been rare amidst industry struggles.This time last year, 25 priva
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After 30 years of barring foreigners stanley cup usa from its banking sector, Ethiopia is reportedly considering allowing overseas banks to buy stakes in domestic lenders.A bill moving through the countrys legislature would allow overseas firms to buy stakes in domestic banks, set up subsidiaries, open branches, establish representative offices stanley us and, in some cases, take over a distressed domestic lender, Bloomberg reported Friday June 14 .The bill requires that direct shareholding by a strategic foreign investor be limited to 30%, that the total holdings by non-citizens and foreign-owned companies be limited to 40%, and that investments be made only in foreign currency, according to the report.The National Bank of Ethiopia outlined the plan in a Friday press release shared in a post on LinkedIn. These legislations represent a significant step in laying a strong foundation for growth and enhancing the credibility, accountability, transparency and governance of the National Bank of Ethiopia, the bank said in the release.The bill was approved by Ethiopias Council of Ministers but still needs to be approved by lawmakers, according to the Bloomberg report.Ethiopia aims to attract foreign investment and rebuild the country after a two-ye stanley germany ar internal conflict that was resolved in 2022, the report said.The country has seen its foreign exchange reserves plummet, and it became a sovereign defaulter in December, per the report.In an earlier development in the country, Kenyan telecom Safaricom took its Rtko Retailers See Spend On Big Ticket Valentine s Day Gifts
The murky legal elements of daily fantasy sports have gone to c stanley termos ourt in a case that involves the names of some prominent payments players.CNBC reports that a recent class action claim was filed in Manhattan federal court that names聽Visa, MasterCard and American Express, along with card-issuing banks and processors involved in the processing of payments on the popular fantasy sports sites FanDuel an gourde stanley d DraftKings, which have risen to widespread popularity in recent months.The complaint 鈥斅爓hich was filed on behalf of FanDuel and DraftKings players nationwide and which seeks the restitution of all money players have lost, as well as fees paid to the credit card companies, banks and processors 鈥?alleges those named were involved in a racketeering scheme which allowed players to enter online fantasy sports contests that amounted to illegal gambling. The relationships these sites enjoy with the credit card and processing companies has helped the two startups become billion-dollar businesses seemingly overnight.FanDuel and DraftKings would have been just a nice idea for these scammers if they didn ;t take credit cards, points out Hunter Shkolnik of Napoli Shkolnik, lawyer for the plaintiffs.Detailed in the cl stanley termohrnek aim are accusations that the sports sites ; codefendants knew or should have known that they were online gambling sites under New York law and that the banks, credit card companies and payment processors profited from the operation of these sit
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Bombay Stock Exchange BSE has rel stanley de axed guidelines for how Indian small- to medium-sized businesses SMBs can tap the capital market, loosening restrictions on net tangible ass stanley cup ets and positive cash flow in order to jump-start the countrys virus-ravaged economy.In a press release from Xinhua, BSE says the standards for those things being looser now will hopefully alleviate some of the economic trouble from the co stanley kubek ronavirus pandemic by letting companies have more leeway to buy and sell stocks.The release says that standards for the BSEs eligibility have been modified at times to aid people during particularly stressful economic troubles. At a time when commercial banks are reluctant to lend for fear of NPAs Non-Performing Assets , the relaxation in eligibility norms for
Lets do a little role play.Youre the CMO of a major retailer trying to make some decisions about a new customer retention aka loyalty strategy th stanley kubek at the CEO has been on your case about for the last couple of months. There are all sorts of sales pitches being tossed your direction 鈥?third parties that leverage mobile devices and apps and offer compelling data-driven campaigns. Some even come wrapped around payment options and include spiffy stuff like Beacon stanley becher technologies and other location-based targeting triggers.Your team has been vetting these programs and has come into your office this morning armed with a Powerpoint deck tha stanley shop t you expect will narrow the field to a few relevant choices.聽 Slide one contains the following four data points.52 percent of monthly browsers and 54 percent of sporadic browsers werent predisposed to a particular brand before they actually went out shopping eMarketer Only 25 percent of US consumers say that brand loyalty affects how they shop Ernst Young 41 percent of US consumers say that getting a better price would encourage them to switch brands Nielsen Companies that spend more on loyalty programs are roughly 10 percent less profitable than companies in the same sector that spent less on loyalty programs and didnt grow any faster. 聽 McKinsey Slide two is the following chart that compares the retailers with the most loyal customers with those that are the fastest growing, largest, most innovative and have the best global retail brands.T
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It has now been six months since the coronavirus outbreak was declared a pandemic on March 11, and consumers are more likely than ever to shop and pay online, not only for retail goods, but for groceries and food orders from restaurants.Half of all consumers now say they have switched from shopping in stores to shopping online, with an estimated 114 million U.S. adults now purchasing food, groceries and retail items online.With reopening phases doing little to quell consumers appetite for online shopping experiences, grabbing consumers attention and earning their trust is of utmost importance for merch stanley thermoskanne ants looking to survive in this new digital economy. But how can retailers stand out from the crowd and stanley de enhance their websites in ways that helps build trust in these digital shoppers and entice them to buy their products, rather than those on competing sites In the Inspiring Trust In The New Digital Economy report, PYMNTS examines what site features can help eTailers earn consumers trust in the current digital-first economy. We surveyed 2,437 U.S. consumers to find out what they expect trustworthy eCommerce sites to look like, how eTailers can improve their sites to build trust stanley termos with their shoppers, and the importance of establishing trust with eCommerce shoppers in an economy in which digital commerce is the default.PYMNTS research shows that merchants are facing mounting pressures to equip their sites with the visual and social cues that consumers rely on when deciding whether Sigx Stripe Breaks Ground In Cuba
In China, Reuters reports that banks have resisted maxing out their credit card business, eyeing consu stanley deutschland mer spending and the fact that credit card lending has become what the newswire calls聽a risky supplement to other loan activity.And, perhaps in recognition of that risk, these same banks are pulling back on credit cards.All told, banks based in the country issued 650 million credit cards in the third quarter of last year, which represents a significant gain from 450 million cards issued in the same period three years earlier.聽And balances have swelled to 6.6 trillion yuan, which equates to just under $1 trillion, up more than 120 percent over the same timeframe.Citi research has noted some efforts to rein in cards, amid what Reuters depicted as the lures of low penetration, where the average Chinese citizen has half a card while in other countries, such as the United States, the average consumer can span several cards.聽Additionally, interest rates on Chinese cards are higher than corporate loans.But nonetheless, consider the case where Shanghai Pudong Development Banks data has shown that credit card loans comprised 35 percent of new activity in 2017, and where that tally was negative 5 percent the next year.Though seemingly anecdotal, at least in stanley mugs terms of banking activity 鈥?some banks are pulling back while others have been boosting lending efforts 鈥?other data of stanley fr fered by the Bank of International Settlements shows that in China, household credit was half of the GDP
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Having ousted its previous prime minister and navigating through an economic crisis, the U.K. has renewed negotiatio stanley cup ns with Brussels on a range of topics, with new leader Rishi Sunak meeting with European Commission President Ursula von der Leyen during the COP2 stanley cup 7 summit in Egypt earlier this week.One of the issues at hand is the Northern Ireland Protocol, a divisive part of the Brexit divorce deal which kept the Irish land border open by creating a new trade border in the Irish Sea.For the U.K.s sizable FinTech sector, an agreement that ensures minimum friction at the Irish border is especially important as it represents an important bridge to the EU.And with little progress made under the Johnson and Truss governments, Sunak now has an opportunity to turn a clean page and reset the U.K.s relationship with Europe.Related: Businesses Abandon Mainland Europe to Focus on Post-Brexit BritainIrelands Cross-Border WorkforceThe stretch of Ireland between Dublin and Belfast has been called the FinTech corridor due to the critical role the island plays in connecting British FinTechs to wider European markets and EU-based companies to the U.K.For example, since opening its European Engineering Hub in Dublin in 2019, Stripe has been in a position to tap talent pools on both sides of the borde stanley cup usa r.Commenting on the engineering center in an interview with the Belfast Times, Stripes Chief Technology Officer David Singleton said
To take on Siri and Alexa, Samsung Electronics, the South Korean consumer electronics giant, has announced its Bixby 2.0, a reinvention of its digital assistant platform. In a blog post during the companys developer conference held in San Francisco, Eui-Suk Chung, executive vice president and head of service intelligence of mobile communications business at Samsung Electronics, said Bixby 2.0 will be a fundamental leap forward for digital assistants and represents another important milestone to transform our digital lives. Arguing that while the virtual assistants of today are useful, Chung said they will play a limited role in peoples lives since most use it to set timers or reminders and answer questions. What Samsung sees with Bixby 2.0 is a virtual assistant that will play an intelligent role in everything from phones to sprinkler systems. According to Chung, Bixby, which was launched when Samsung rolled out the Galaxy S8 and Galaxy S8+ earlier this year, was just the start for what the company virtual assistant will be able to do. The first iteration of Bixby is available in more than 200 countries and has more than 10 million registered users. Bixby 2.0 will be ubiquitous, available on any and kubki stanley all devices, said Chung. stanley mug This means having the intelligence of Bixby, powe stanley quencher red by the cloud, act as the control hub of your device ecosystem, including mobile phones, TVs, refrigerators, home speakers or any other connected technology you can imagine. Soon, developer
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In the week since South African health officials first alerted the world to the existence of the omicron variant, families and friends have begun considering amended holiday plans as people rush to get vaccines and booster shots.The omicron variant 鈥?which is still being studied by scientists but has the potential to lead to surges of COVID-19 around the world 鈥?also has some people ret stanley cup hinking the gifts theyll be giving this year. Maybe that new luggage set, movie passes or plane tickets can wait until next year.While some holiday shopping predictions from earlier this year have come true 鈥?shopping did indee stanley romania d start earlier, with 48% making purchases before Thanksgiving, and people are continuing to shop online in droves 鈥?National Retail Federation CEO Matt Shay said Tuesday Nov. 30 on a conference call with reporters that omicron could disrupt spending patterns this holiday season and direct more dollars to physical items. We know, unfortunately, that when the variants have had a real impact on the economy, the goods side of the economy has actually benefited from that because people change behavior away from the experience side of the economy and spend more time and more dollars engaged in the goods side of the economy, he saidRelated: Retailers Set For Another Unprecedented Holiday SeasonIndeed, during Bl stanley germany ack Friday, the top items purchased were clothes, toys and hobby equipment, shoes, and electronics, according to PYMNTS study of consumers Black Friday behavior. Handb Hjaa Today In Digital-First Banking: Zelle Exceeds 1B P2P Payments; China s Digital Yuan Tests Process 4M+ Transactions
Jack Henry Associates, the provider of technology solutions and payment processing services primarily for the financial services industry, announced Thursday May 4 that it has entered into a strategic services agreement with聽First Data, the payment technology and services company.In a press release, under the deal the two will further expand Jack Henrys credit and debit card platform offered to financial institutions by its JHA Card Processing Solutions group. This agreement demonstrates our commitme gourde stanley nt to developing sound relationships that keep our clients competitive and their cardholders happy. After careful due dil stanley cup igence, we are confident that First Data and PSCU are the partners we want as we invest in the future of our credit and debit card platforms. Our financial institution clients can now enjoy expanded card processing solutions while continuing to reap the benefits of full integration and the superior service they expect from聽 stanley termosy Jack Henry Associates, said David Foss, president and CEO of Jack Henry in the release.Through this agreement with聽First Data聽and PSCU, Jack Henry Associates will further enhance the capabilities of its card platform by providing credit, debit and ATM card processing; enhanced data analytics; sophisticated dashboards; enhanced fraud monitoring; flexible rewards and loyalty programs; access to the preferred STAR Network and other features, the company said. The new combined services will allow Jack Henry Associates t
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British music and entertainment retailer聽HMV聽has tapped聽Worldpay聽to help it expand in Europe.HMV will use聽Worldpay Omnichannel聽鈥?a Worldpay and聽FreedomPay聽effort 鈥?to improve its omnichannel strategy across 34 markets, Worldpay said in a Wednesday Dec. 20 press release. Worldpay Omnichannel allows merchants to operate across borders and Point of Sale POS providers, supporting both major and local card schemes, alongside local payment methods, the release said. The solution covers many of consumers preferred payment methods and enables merchants to deliver a more consistent omnichannel experience across the retail landscape. According to the release, the solution allows for synchronization and tokenization across multiple channels, letting merchants operate more efficiently while innovating to address customer expectations and changing payment habi stanley mugs ts. The tool is live now on HMV stores in Antwerp and Dublin and will come to other European locations in the months ahead. We needed a solution that would enable us to provide our customers with a seamless journey across multiple channels, as well as bring us into new markets simply and efficiently, Darren Houghto stanley cup uk n, head of IT at HMV, said in the release. Our new capabilities will speed our ability to innovate and better help our customers as we expand across Europe. Consumer payment preferences are an important consideration, as stanley termoska research by PYMNTS Intelligence finds that聽payment choice聽is the retail shopping feature that ma Htgx How Down To Shop Channels Infomercial Love Into A QVC-For-Gen-Z App
Sears Holding Corp. stanley cup is taking a dual approach to margin repair, shuttering 104 more stores and also selling its Craftsman tool stanley quencher s unit, a top brand for the company.As reported via chainstoreage, the retailer is selling Craftsman to Stanley Black Decker for about $900 million, which takes into account royalty payments. Sears will continue to sell the tools und stanley quencher er that brand. Craftsman had been marketed for sale beginning several months ago, said the chainstoreage.In reference to the store closings, of that 104-store tally, 78 will be Kmart and the remainder will be Sears stores over the next several months. Those closings come on top of an announcement late last month that the company would close 30 Kmart and 16 Sears locations. After all of those locations go dark, the total portfolio would be a little less than 1,500 stores, off 60 percent from six years go.Under the terms of the Craftsman agreement, the tools will be sourced from existing suppliers, with sales through existing channels. The agreement exists as a perpetual license from Stanley BlackDecker. The agreement is royalty free through the first 15 years. Roughly 10 percent of the Craftsman branded items are sold outside of Sears.
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