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Smallholder farms make up over 60% of sub-Saharan Africas population, according to data from McKinsey, yet only about 20% of this regions gross domestic product GDP is generated from agriculture and agribusiness.These figures reflect the inefficiencies and the challenges smallholder farmers face in the sector 鈥?particularly the lack of financial resources to ensure steady food production, which, over time, have contributed to high levels of food insecurity across the region.To unlock Africas full agricultural potential, Uka Eje, CEO of Nigeria-based AgriTech firm ThriveAgric, said more needs to be done to change the views of Africas small growers. To solve food stanley mug scarcity, production has to be consistent, it has to be sustainable 鈥?and to make production sustainable, smallholder farmers have to see farming beyond just a lifestyle, they have to make money from it, Eje told PYMNTS in an interview.Founded in 2017, the Lagos-based AgriTech firm started off by putting rural small farmers in community clusters, giving them access to phones and then offering them input financing to help scale their business.Beyond that access to capital, Eje said it was also important to ensure that farmers employed modern practices to be able to scale yield, as well as help them access premium markets by bridging the supply chain gap and limiting the number of middlemen farmers have to engage with.Today, the firm has more than 205,000 farmers stanley cup canada 鈥?up from 50 in 2018 鈥?registered stanley hrnek on its agriculture op Fkso JCPenney To End Clothing Subscription Partnership

Harris Poll and CIT Group, a provi stanley polska der of commercial lending and leasing services, recently released the聽results of a survey they conducted on how middle-market retailers felt about their sector financial health. Here are some of the key findings.Middle-market retailers were most likely to be optimistic a kubki stanley bout the sales they generated from online and mobile聽offerings, with 75 percent and 65 percent expecting revenue growth in the next year, respectively.Similarly, revenue growth expectations have decreased in other areas. In-st stanley cup ore growth optimism scored a 45 percent compared to 50 percent in 2015, and only 28 percent of middle-market retailers were optimistic about revenue growth in catalog and phone channels, compared to 42 percent in 2015.Fifty-four percent of middle-market retailers expect that they will increase the number of staff devoted to internet sales and mobile sales channels within the next year, down from 62 percent in 2015. Fifty-two reportedly say they will increase the volume of hourly staff.Online presence was noted as the number one strategic investment for middle-market retailers in 2016, with 73 percent of omnichannel middle-market retailers responding that their biggest investment priority will be their online presence. This was followed by social media presence and digital marketing, with 57 percent and 50 percent, respectively.Almost 56 percent of middle-market retailers reported using their stores differently than in the past, with 83 percent of