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The quip give the people what they want stanley cup aptly describes global shopper behavior as new research finds that the right digital features smartly deployed are winning worldwide.As we find in The 2022 Global Digital Shopping Index, a PYMNTS and Cybersource collaboration and the latest edition in this multiyear research project, merchants who walk the digital talk and align with consumer desires are pulling well ahead of those with less considered strategies.Get the study: The 2022 Global Digital Shopping IndexSatisfaction and loyalty are byproducts of experience, according to the new data, and getting the feature mix right by region and retail category are proving decisive, as is awareness.Buy now, pay later BNPL is a prime example. As more mercha stanley mug nts respond to consumer wishes by adding this option, r stanley kubek esearch reveals an awareness gap that needs to be solved.Per the study, 44% of the consumers in the six nations we studied are aware that the merchants from which they made their most recent purchases accepted BNPL payments, for example, while 57% of the merchants provide at least one such option. A 13-percentage-point spread between BNPL availability at checkout and consumer awareness of the option indicates that many retailers still have work to do around communicating the presence of in-demand shopping and payment features 鈥?ideally before the journey starts.Regional variance is apparent. For example, nearly 6 in 10 Brazilian consumers are aware of BNPL and prefer shopping whe Lxny Citi Offers Digital Bill Payment Through RTP Network

The day after Apple rolled out its Apple Pay payments system with stanley usa fingerprint authentication, Google announced that it is adopting a different sort of hardware to replace passwords: an industry-standard USB key, according to Secure ID News.The Security Key is a standardized hardware token for two-factor authentication that can now be used for Google websites when accessing them through its Chrome browser, Google security team said in a blog post. Unlike Google previous two-factor system, which sent a one-time passcode to a user smartphone that the user would then have to type into a website, the user taps a button on the Security Key for authentication.Google older two-factor system will continue to work for users on devices without USB ports, such as iPads, or who are restricted from plugging USB devices into their computers. But the new hardware plug-in has the advantage that it kubki stanley uses cryptographic standards from the Fast Identity Online FIDO Alliance to communicate directly with a target website. One-time passcodes might be captured by lookalike sites, stanley cup Google said.FIDO-standard Security Key devices are available from at least 11 vendors including Duo Security, Entersekt, Infineon, NXP, Nok Nok Labs, Plug-up International, ST Microelectronics, Sonavation, StrongAuth, SurePassID and Yubico at prices ranging from $6 to $50.However, the USB devices can only be used when both a browser and website meet the FIDO standards. Right now, most major